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How to open a
World Account

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Save on all business expenses, everywhere

Pay in 150+ currencies in 210+ countries and territories, consolidate your business expenses with10% cashback* - all with a single card.

World Card launch offer

10% extra* cashback on your first $1,500 spend, ends April 2025

1% uncapped cashback on your monthly card spend, always

Apply for a card

Create a virtual debit card in seconds, for free

Fund your card with ease

Add card balances in up to 15 currencies to your World Account for fee-free transactions

Manage your card online

Access your card details and customise settings from your World Account dashboard

World Card makes business easy

Total control, smarter spending

Issue up to 20 cards, set spending limits and track payments in real time – all in one place. Manage your team’s expenses with full visibility.

Global reach, instant payments

Get your World Card instantly and pay in 15 currencies across 200+ countries. Spend directly from your World Account without extra steps. It’s easy, fast and secure.

Savings on every payment

Avoid expensive FX fees on payments in 15 supported currencies. Plus, get 10% cashback on your first $1,500 and ongoing 1% cashback on monthly spend.*

One virtual card for your global business

Instant card creation

Create a World Card instantly and for free, ready to use online wherever Mastercard is accepted.

Multi-currency payments

Enjoy 0% FX fees when paying in 15 major currencies, from your WorldFirst account balance. Spend in 150+ currencies across 210+ countries and territories, wherever you do business.

One card for all business expenses

Make business payments anywhere Mastercard is accepted. Whether it's marketing, software subscriptions or travel expenses

Tailored expense management for your business needs

Apply multiple cards tailored to your company's structure or department budgets. Stay in control by managing spending limits in real time.

Security is our priority

Freeze and cancel instantly

Secure your card with the ability to freeze or cancel it with a click.

3D Secure protection

Enjoy enhanced security with 3D Secure (a verification step for safer online payments), keeping your online payments protected from fraud.

Full control, anywhere

Access card details and security online, giving you total control from your World Account dashboard.

Freeze and cancel instantly

Secure your card with the ability to freeze or cancel it with a click.

3D Secure protection

Enjoy enhanced security with 3D Secure (a verification step for safer online payments), keeping your online payments protected from fraud.

Full control, anywhere

Access card details and security online, giving you total control from your World Account dashboard.

Use your World Card for online business payments

Marketing and advertising

Cover agency fees, ad spend and event costs while earning cashback and rewards.

Meta

Google

LinkedIn

SaaS subscriptions

Store card details for recurring charges with full control over payments.

Shopify

Salesforce

Zoom

Travel and accommodation

Pay for all your business travel and accommodation, simplifying the expense process.

Qantas

Virgin

Uber

Shipping and logistics

Cover shipping and logistics expenses worldwide with one card.

UPS

DHL

FedEx

Supplier invoices

Pay your suppliers online by card, with the added benefit of payment protection and rewards.

Alibaba

AliExpress

Seller store fees

Pay seller fees on platforms like Amazon and eBay easily and manage all marketplace expenses in one place.

Amazon

eBay

Etsy

Operational expenses

Manage your daily office costs, from utilities to equipment and office suppliers, and keep track of all payments.

Officeworks

IKEA

Woolworths

Payments to Chinese businesses

Add your World Card details to your Alipay wallet for seamless payments when you are traveling to China. Use it for in-person payments at restaurants or shops, wherever Alipay is accepted.

Your World Card is waiting

Coming soon

Mobile wallets

Use your card with Apple Pay and Google Pay.

Team cards

Assign cards and spending limits to employees to manage expenses.

Physical cards

Order a physical World Card to spend wherever you go.

FAQs

View the full list of FAQs on World Card here.

World Card is the new card product from WorldFirst.

  • Pay your suppliers more easily by using the card instead of bank transfers.
  • It's your World Account in a card – pay directly from any of your virtual currency accounts, with the balance deducted from that account.
  • It's a multi-currency card that supports same-currency payments in 15 major currencies, including USD, GBP, EUR, NZD, SGD and HKD. If you have a balance in the same currency as your transaction, no card FX fees will apply.
  • Enjoy strong fraud protection – 3D Secure (3DS) and Address Verification System (AVS) help reduce risks.
  • Download card statements.
  • More features coming soon, including employee cards, Google Pay, Apple Pay and physical cards.

World Card is currently available to clients in Singapore, Australia, China and Hong Kong. More regions will be added soon.

You need a verified World Account (completed onboarding) to instantly apply for a World Card.

The card is currently in Beta and can only be used for online payments. We're working on a physical card and the ability to use Apple or Google Pay for in-person payments soon.

Not yet, but a physical card is coming soon.

Stream A

Death, taxes and expanding to the U.S.

This session will cover the basics of what your key tax obligations are and answer questions

such as:

  • What are the biggest mistakes businesses make when expanding to the US (from a tax perspective)?
  • How to avoid penalties: what happens if you don’t comply? How to stay ahead of changing regulations?
  • How to keep tax compliance from being a bottleneck?
  • What resources or tools can businesses use to manage tax compliance without an in-house expert?
  • At what stage should businesses invest in tax automation software?
  • How can automation help prevent tax errors?