{"id":40875,"date":"2024-10-21T06:41:51","date_gmt":"2024-10-21T06:41:51","guid":{"rendered":"https:\/\/www.worldfirst.com\/au\/?post_type=docs&p=40875"},"modified":"2024-10-21T08:03:11","modified_gmt":"2024-10-21T08:03:11","slug":"world-card","status":"publish","type":"docs","link":"https:\/\/www.worldfirst.com\/au\/help-center\/faqs\/world-card\/","title":{"rendered":"World Card"},"content":{"rendered":"\n
World Card is the new card product from WorldFirst.<\/span><\/p> World Card is currently available to clients in Singapore, Australia, China and Hong Kong. More regions will be added soon.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n You need a verified World Account (completed onboarding) to instantly apply for a World Card.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n The card is currently in Beta and can only be used for online payments. We’re working on a physical card and the ability to use Apple or Google Pay for in-person payments soon.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n Not yet, but a physical card is coming soon.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n This isn\u2019t supported yet, but it’s on our roadmap and will be available soon.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n You can apply for up to 20 cards per business, but we may be able to add more on request.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n World Cards can be issued to verified directors or authorised non-directors of your business. The main user of the World Account can select themselves or one of these individuals as the cardholder. If another director is selected, we may ask for verification details (ID, residential address) for a quick check, usually completed within one working day. Only the main user can currently add or manage a card online, but sub-users will be able to do so soon.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n The default expiry period is five years.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n Yes, the card number will remain the same, but the expiry date and CVV will be updated.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n Go to the World Card section in the World Account online portal, select the card and click ‘View Card Details’. You\u2019ll see the card name, number, expiry date, CVV, billing address, nickname and cardholder mobile number.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n A nickname is an optional name you can assign to a card to identify it more easily (e.g. “Amazon Store 1 Card”). You can update the nickname whenever you like.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n This number is assigned to a cardholder when their first card is added. It\u2019s used to receive 3D Secure PINs via SMS for online payments. This number can be different from the security mobile number used for account login. You can change it in the card details section, and it will update for all cards belonging to that cardholder.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n Under World Card in the online portal, select your card, and click ‘View Card Details’ to edit the cardholder name, nickname, billing address, or cardholder mobile number. Changes to the cardholder name may require verification (e.g. ID for a name change after marriage). You cannot switch the cardholder to a different person after a card is issued.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n Yes, you can check and manage your spend limits by visiting the card details page. You can also lower these limits if needed.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n Under World Card in the online portal, select your card and click ‘Freeze Card’ to block any new transactions. This won\u2019t affect some subscription payments stored with merchants. You can unfreeze your card on the card details page whenever you like.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n Under World Card in the online portal, select your card, and click ‘More’ to access the card details page. Then select ‘Cancel Card’ from the menu.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n No, cancelling a card is permanent, so please make sure you really want to cancel before doing so.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n No, refunds will still be processed and returned to your World Account, even after card cancellation.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n A first card can be added immediately to any World Account. To add more, you must have deposited $1,000 (or equivalent) into your account within the last 90 days. If you need help, please contact our customer service team.<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n This is your AUD currency account (if you are based in Australia)<\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n World Card is a multi-currency card. We support same-currency deductions in the following 15 currencies: AUD, CAD, CHF, CNH, CZK, EUR, GBP, HKD, JPY, MXN, NZD, PLN, SEK, SGD, USD.<\/span><\/p>\n\n\n\n If your transaction is one of these 15 currencies and you hold sufficient balance in the same currency in your World Account, the balance will be deducted in the same currency. If your transaction currency is not one of these 15 currencies, or it is one of these 15 currencies but with insufficient balance, the balance will be deducted from your default currency account. <\/span><\/p>\n\n\n\n *If you do not hold sufficient funds in your default currency account to cover the card payment then the payment will fail. <\/span><\/p>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n\n\n\nWhere is World Card available?<\/summary>\n
Are there any requirements to apply for World Card?<\/summary>\n
What is World Card Beta? Does it support in-person payments?<\/summary>\n
Is there a physical World Card?<\/summary>\n
Can I use World Card with Google Pay or Apple Pay?<\/summary>\n
Card management<\/strong><\/span><\/h2>\n\n\n\n
How many World Cards can I apply for?<\/summary>\n
Who can receive a World Card?<\/summary>\n
How long is the expiry period for World Card?<\/summary>\n
Can I keep the same card details after renewal?<\/summary>\n
How can I find my card details?<\/summary>\n
What is a card nickname?<\/summary>\n
What is a cardholder mobile number?<\/summary>\n
How can I edit card details?<\/summary>\n
Are there spend limits for World Card?<\/summary>\n
How do I freeze or unfreeze my card?<\/summary>\n
How do I cancel my card?<\/summary>\n
Can the card be restored after cancellation?<\/summary>\n
Will cancelling my card affect refunds?<\/summary>\n
Why can\u2019t I add another card to my World Account?<\/summary>\n
Transaction related<\/strong><\/span><\/h2>\n\n\n\n
What is your default currency account?<\/summary>\n
What currencies does World Card support (supported currencies)?<\/summary>\n
Can I pay using a combination of multiple currency balances from my World Account?<\/summary>\n