You can make free and instant payments to other WorldFirst customers.

In your World Account,

1. Click “Payments” in the top navigation and select “Send & withdraw”
2. Select “Single payee” and “World Account”. Enter the payee’s World Account receiving ID, including the prefix “WF”
3. Enter the optional payment reference and click “Next” button
4. Choose your preferred payment currency, enter the payment amount, and click “Next”
5. To safeguard your account, payments can only be confirmed via two-factor authentication (2FA). Please review all your payment details and select “Submit”
6. A confirmation screen will show that the payment has been made, and you can view payment details under your “Statements” tab in the main navigation

Funds received into receiving accounts are pooled into your balance of such currency. You can make conversions across your different balances by selecting the currency and amount that you want to “sell” and the currency that you want to “buy”.

We currently support 92 payout currencies: AED, AUD, BGN, BHD, BWP, CAD, CHF, CNH, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MUR, MXN, MYR, NOK, NZD, PHP, PKR, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, USD, VND, ZAR, ALL, BND, AOA, ARS, BAM, NPR, BMD, BOB, TWD, BSD, CRC, DJF, DOP, FJD, GEL, GNF, GTQ, HTG, KHR, LAK, LBP, MNT, MVR, NIO, PGK, PYG, SBD, SCR, SRD, TOP, TZS, UGX, XAF, UYU, XPF, RSD, AMD, BIF, CDF, CVE, GYD, KGS, LRD, LSL, LYD, GHS, NGN, IQD, JOD, OMR, KZT, ZMW

The speed at which your payments are made depends on several factors, such as the currency of your outgoing payments, the payee’s bank and country, and the size of the transaction.

The following currency and country combinations are usually processed within one business day:

1. EUR to Europe
2. GBP to the UK
3. USD to USA
4. SGD to Singapore
5. HKD/USD to Hong Kong
6. AUD to Australia
7. NZD to New Zealand

For currency/country combinations other than the above list, please allow 1-2 additional business days. However, in some cases it may happen that the beneficiary’s bank needs an extra business day to credit the amount to the beneficiary’s account. For specific currency timelines, please contact us.

When you enter a payee on the portal, you will be asked to enter relevant information, depending on the currency of the payment and the country of the beneficiary. Here are some examples:

1. Europe – IBAN and SWIFT
2. Australia – account number and SWIFT or BSB code
3. New Zealand – account number, and 6-digit bank code and SWIFT
4. US – account number, and ABA routing number or SWIFT
5. UK – account number and sort code or SWIFT and IBAN
6. India – account number, SWIFT and IFSC number, reason for transfer
7. China – account number, SWIFT
8. Mexico – account number, 18 digit Clable and SWIFT
9. Singapore – account number and SWIFT
10. Japan – account number and SWIFT
11. UAE – IBAN and SWIFT